At ZetBanker, your privacy matters. We are committed to protecting the information you share with us and ensuring full transparency in how your data is collected, used, and safeguarded. This Privacy Policy explains how we handle personal information when you visit our website, interact with our content, or use our services.
Our practices follow U.S. data-protection principles and industry-standard privacy expectations, including requirements reflected in laws such as the California Consumer Privacy Act (CCPA), the Virginia Consumer Data Protection Act (VCDPA), and other applicable state-level privacy guidelines.
By accessing ZetBanker.com, you agree to the practices outlined in this policy. If you do not agree with any part of this Privacy Policy, you should refrain from using our website or submitting personal information.
1: Information We Collect
We collect information to improve your browsing experience, deliver useful financial content, maintain website security, and support essential site operations. The information we collect falls into two main categories: voluntarily provided personal information and automatically collected technical or usage data.
1.1 Personal Information You Choose to Share
Certain parts of our website may require or request personal details. You may provide information when subscribing to newsletters, contacting us, commenting on articles, or interacting with forms on our site. This may include:
- Your name and email address when you sign up for updates or contact us
- Optional details such as your phone number if you choose to provide it
- Any information submitted in messages, comments, or inquiries
Providing this information is always voluntary, and you may browse most areas of ZetBanker without submitting personal data. We do not knowingly collect sensitive data such as Social Security numbers, financial account details, or medical information.
1.2 Information Collected Automatically
When you visit ZetBanker.com, certain information is automatically gathered to help us understand how visitors use our site and to keep our platform safe and optimized. This may include:
- IP address and general location (not precise GPS location)
- Browser type, device type, and operating system
- Pages visited, browsing patterns, time spent on site, referral sources
- Traffic performance and site engagement analytics
This information does not identify you personally and is used for performance improvement, fraud prevention, and enhancing user experience.
2: How We Use Your Information
We use the information collected through ZetBanker to maintain a secure and informative platform, provide relevant financial insights, improve user experience, and fulfill legal responsibilities. Our goal is to use data responsibly and only for clear, legitimate purposes that support your browsing experience.
Your information may be used in the following ways:
- To provide financial content and services — We use browsing patterns and interaction data to recommend content that matches your interests and financial information needs.
- To communicate with you — If you contact us or subscribe to updates, we may respond to messages, send newsletters, or provide alerts related to your inquiry or subscription preferences.
- To enhance website functionality and performance — Analytics and technical data help us optimize speed, troubleshoot errors, and ensure a smooth browsing experience.
- To understand user behavior — Traffic patterns and usage insights allow us to understand which content is most helpful and improve future content quality.
- To support advertising and monetization — Cookies and tracking tools may be used to display relevant ads and measure ad performance through platforms like Google AdSense.
- To prevent fraud and maintain security — Device and IP-related data help us detect suspicious behavior and protect our platform and users.
- To comply with legal obligations — We may process or store data when required by law or regulatory authorities.
We do not use your information for any purposes outside of those described in this Privacy Policy without your consent.
3: Cookies and Tracking Technologies
ZetBanker uses cookies and similar tracking technologies to provide a reliable, personalized, and efficient browsing experience. These tools help us understand how visitors interact with our platform, support site security, and deliver relevant advertising.
Cookies are small text files stored on your device that allow websites to remember preferences and information about your visit. Tracking technologies may also include pixels, tags, and scripts used for analytics and advertising measurement.
We use cookies and tracking tools for the following purposes:
- Enhancing user experience — Remembering your preferences to make browsing smoother and more user-friendly.
- Website analytics — Collecting traffic insights, understanding page performance, and analyzing how users navigate our content.
- Advertising and monetization — Working with advertising platforms such as Google AdSense to show relevant ads and measure ad performance.
- Security and prevention — Monitoring usage patterns to identify potential risks and protect the platform.
You can control or disable cookies through your browser settings at any time. Please note that turning off cookies may affect certain website features or limit your browsing experience.
To learn more about how Google uses cookies for advertising and tracking, please visit:
https://policies.google.com/technologies/ads
4: How We Share Your Information
We respect your privacy and do not sell your personal information. We may share information only when necessary to operate our website, comply with legal obligations, or protect our users and services. Any information shared is handled responsibly and in accordance with applicable U.S. privacy laws.
We may share your information with:
- Trusted service providers — Third-party vendors who assist with website hosting, analytics, email delivery, and advertising technology (such as Google Analytics and Google AdSense). These providers can access data only to perform authorized tasks on our behalf.
- Advertising and analytics platforms — Partners that help measure website performance, deliver personalized ads, and understand user activity. These partners operate under their own privacy policies and may use cookies or tracking tools.
- Legal or regulatory authorities — If required to do so by law, we may disclose information to comply with legal processes, enforce policies, or respond to lawful government requests.
- Security and fraud protection — Information may be shared to protect our systems, prevent fraudulent activity, and ensure user safety.
- Business changes — If ZetBanker is involved in a merger, acquisition, or business transfer, user information may be transferred as part of that process. Any such transfer will continue to protect user privacy.
We do not share personal data for unrelated marketing purposes without consent. Any third party that receives data from us must follow confidentiality and security standards.
5: Third-Party Links
ZetBanker may include links to third-party websites, financial platforms, lenders, banking institutions, affiliate partners, and external resources for informational purposes. These third-party links are provided to help users research financial products, services, and tools.
Please note that these external websites operate independently from ZetBanker. We do not control their content, privacy practices, or security standards. Once you leave our website by clicking an external link, this Privacy Policy no longer applies.
We strongly encourage you to review the privacy policies and terms of service of any third-party website you visit. We are not responsible for:
- How external websites collect or use your information
- The accuracy or quality of content on third-party platforms
- Products, services, or offers presented on external websites
Accessing third-party links is done at your own discretion, and we recommend ensuring that the destination website follows secure and responsible data practices.
6: Data Retention
We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy. The duration may vary depending on the type of information and how it is used.
We may retain information to:
- Provide access to our website and services
- Respond to inquiries and user requests
- Maintain accurate business and website records
- Comply with legal, tax, and regulatory obligations
- Prevent fraud and maintain security
Information that is no longer required for operational or legal purposes will be securely deleted or anonymized, where appropriate.
You may request deletion of your personal information at any time, subject to applicable legal and security obligations. To request deletion or learn more, please contact us using the details provided in the Contact Information section of this Privacy Policy.
7: Your Privacy Rights
As a user located in the United States, you have specific rights regarding your personal information. Depending on your state of residence, including California under the CCPA/CPRA, you may have the right to:
- Access Your Information: Request a copy of personal data we have collected about you.
- Correct Your Information: Request corrections to inaccurate or incomplete personal data.
- Request Deletion: Ask us to delete your personal information, subject to legal and operational requirements.
- Limit Use of Sensitive Data: If applicable, restrict use of sensitive information.
- Opt-Out of Data Sharing: Request that we do not share personal data with third-party partners for ads or analytics where applicable.
- Opt-Out of Targeted Advertising: Control the use of cookies and tracking technologies used for advertising.
- Non-Discrimination: Receive equal service and pricing even if you exercise privacy rights.
We do not sell personal information. However, we may share non-personal or aggregated data for analytics and advertising purposes to enhance our user experience.
To submit a privacy request or exercise any of the rights mentioned above, please contact us through the details provided in the "Contact Information" section of this policy. We may verify your identity to process requests for your protection.
Residents of states with additional privacy regulations may have further rights. We will comply with all applicable privacy laws governing your location.
8: Children's Privacy
ZetBanker is intended for use by individuals aged 18 and above. We do not knowingly collect or request personal information from children under the age of 13 in compliance with the Children's Online Privacy Protection Act (COPPA).
If you are a parent or guardian and believe that a child under 13 has provided personal information on our website, please contact us immediately. We will take prompt steps to verify and remove the information from our systems.
We encourage parents and guardians to monitor and guide their children's online activities to ensure a safe and secure internet experience.
If we become aware that personal information belonging to a child under 13 has been collected without parental consent, we will delete such information as soon as possible.
9: Data Security & Protection Measures
We take data security seriously and are committed to protecting the personal information you share with us. ZetBanker uses reasonable technical, administrative, and organizational safeguards designed to protect your information from unauthorized access, loss, misuse, alteration, or disclosure.
While we implement industry-standard security precautions, it is important to understand that no method of online data transmission or electronic storage is completely secure. Therefore, we cannot guarantee absolute protection of your information.
To improve security and user protection, we may use measures such as:
- Secure server environments and encrypted communication protocols where applicable
- Regular monitoring for security vulnerabilities
- Trusted third-party security and hosting services
- Restricted access to personal information for authorized personnel only
Your role in security is also important. We encourage you to use strong passwords, avoid sharing sensitive details publicly, and exercise caution when clicking external links or submitting information online.
In case we identify a security breach that affects your information, we will take appropriate steps consistent with applicable U.S. data breach notification laws.
10: Your Privacy Rights
Depending on your state of residence in the United States, you may have specific privacy rights under applicable laws such as the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), Colorado Privacy Act (CPA), Virginia Consumer Data Protection Act (VCDPA), and other state privacy regulations.
These rights may include:
- Right to Access: Request access to the personal information we have collected about you.
- Right to Correction: Request corrections to inaccurate or outdated personal information.
- Right to Deletion: Request that we delete your personal data, with certain legal exceptions.
- Right to Opt-Out: Opt-out of the sale or sharing of personal data for advertising or marketing purposes (we do not sell personal data).
- Right to Data Portability: Request a copy of your personal information in a portable format.
- Right to Restrict Sensitive Data Use: Limit how your sensitive information is used, if collected.
- Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.
To exercise any of these rights, please contact us at the email provided in the “Contact Us” section of this Privacy Policy. We may need to verify your identity before processing your request to ensure the security and protection of user information.
If you are a California resident, you may authorize an agent to submit privacy requests on your behalf, subject to verification requirements under the CCPA/CPRA.
11. California Privacy Notice (CCPA / CPRA)
This section applies only to California residents and describes your rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
Categories of Personal Information Collected
We may collect the following categories of personal information:
- Identifiers (name, email, IP address)
- Commercial information (services viewed or requested)
- Internet activity (browsing behavior, device information)
- Approximate location (derived from IP address)
- Professional or employment information (if voluntarily provided)
- Inferences (preferences and interests for personalization)
Sources of Personal Information
We collect information from:
- Direct user submissions
- Cookies and tracking technologies
- Advertising and analytics services
- Social media or third-party integrations
- Public sources
Purpose of Data Collection
We collect and use personal information to:
- Provide services and website features
- Improve user experience and website performance
- Conduct analytics and advertising
- Communicate with users
- Maintain security and comply with legal requirements
Disclosure to Third Parties
We may share information with:
- Service providers
- Analytics and advertising partners
- Business consultants and affiliates
- Legal authorities when required
We do not sell personal information for money. However, we may share data for advertising and analytics purposes, which may be considered a "sale" or "sharing" under CCPA/CPRA laws. California residents may opt-out.
Your Rights Under CCPA / CPRA
California residents have the right to:
- Request to know the personal information we collect
- Access a copy of your personal data
- Request corrections to inaccurate information
- Request deletion of your personal information
- Opt-out of selling or sharing of personal information
- Limit use of sensitive personal data
- Not be discriminated against for exercising privacy rights
How to Submit a Request
You may submit a privacy request by contacting us at:
Email: support@zetbanker.com
Verification Process
We will verify identity before completing any privacy-related request. Authorized agents may submit requests on your behalf with proper authorization.
Data Retention
We retain personal information only as long as necessary for legal, operational, and security purposes. When no longer required, the data is deleted or anonymized.
12. GDPR Privacy Notice (EU & EEA Users)
This section applies to users located in the European Union (EU) and European Economic Area (EEA) and is provided in accordance with the General Data Protection Regulation (GDPR).
Legal Basis for Processing Personal Data
We process your personal data based on the following legal grounds:
- Performance of a contract or service request
- Compliance with legal obligations
- Legitimate business interests (such as improving services and security)
- Your explicit consent, when required
Data Subject Rights Under GDPR
EU/EEA residents have the following rights regarding their personal data:
- Right to access
- Right to rectification (correct inaccurate data)
- Right to erasure (right to be forgotten)
- Right to restrict processing
- Right to data portability
- Right to object to processing
- Right to withdraw consent at any time
International Data Transfers
Your personal data may be transferred and stored outside the EU/EEA. When doing so, we implement appropriate safeguards such as:
- Standard Contractual Clauses (SCCs)
- Approved data transfer mechanisms
- Industry-standard security measures
Data Retention
We retain personal data only for as long as necessary to fulfil the purposes outlined in this Privacy Policy, or as required by law. After this period, data is securely deleted or anonymized.
How to Exercise Your Rights
To submit a request related to your GDPR rights, contact us at:
Email: support@zetbanker.com
We may ask for verification to protect your data security. Requests are typically processed within 30 days.
13. Children's Privacy (COPPA Compliance)
ZetBanker does not knowingly collect, use, or store personal information from children under the age of 13, in compliance with the Children's Online Privacy Protection Act (COPPA).
Our website, content, and services are intended for individuals aged 18 and older. We do not target or market to children, and we do not knowingly allow children under 13 to submit personal information through forms, comments, or online interactions.
If you are a parent or legal guardian and believe that your child has provided personal information on our website without your consent, please contact us immediately. We will take prompt steps to verify and remove the information from our systems.
Contact for COPPA inquiries:
Email: support@zetbanker.com
We encourage parents and guardians to monitor their children’s online activities and practice safe internet usage habits to help protect their privacy.
14. Updates to This Privacy Policy
We may update or revise this Privacy Policy from time to time to reflect changes in our practices, services, legal requirements, or industry standards. Any modifications made will be immediately posted on this page with an updated "Last Updated" date at the top of the policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we collect, use, protect, and handle your personal information. Continued use of our website following changes to the policy constitutes acknowledgment and acceptance of the updated terms.
If a material change affecting your privacy rights is made, we may provide an additional notification such as a website alert or email notice, depending on your communication preferences.
15. Contact Information
If you have any questions, concerns, or requests related to this Privacy Policy or your personal data, you may contact us using the details below. We are committed to responding promptly and assisting you with privacy-related inquiries.
Company Name: ZetBanker
Email: support@zetbanker.com
Website: ZetBanker USA
By contacting us, you acknowledge that we may need to verify your identity for security and compliance purposes before processing your request.
Thank you for trusting ZetBanker. Your privacy and security are important to us.