Editorial Policy

1. Introduction

Zetbanker.com (“Zetbanker,” “we,” “our,” or “the Company”) is committed to upholding high standards of editorial integrity, accuracy, and transparency. Our purpose is to provide reliable financial information to readers across the United States, helping them make informed decisions regarding personal finance, credit products, banking services, and financial planning.

This Editorial Policy explains the ethical guidelines, quality standards, and review procedures that govern our content. It applies to all writers, editors, contributors, and partners involved in the publication process at Zetbanker.

All published information on Zetbanker is expected to be:

• Accurate and verifiable
• Legally compliant and ethically created
• Independent from commercial influence
• Reviewed by qualified editorial professionals
• Aligned with professional journalism standards

Zetbanker complies with applicable U.S. federal laws and guidelines, including Federal Trade Commission (FTC) advertising and disclosure regulations. We aim to protect reader trust and support responsible financial education.

2. Editorial Independence

Zetbanker maintains full editorial independence. Our editorial decisions are made without influence from advertisers, affiliate partners, financial institutions, or external stakeholders.

All content published on Zetbanker is created based on relevance, factual accuracy, and value to our readers. We do not allow financial compensation or business relationships to influence our editorial judgment, product reviews, or recommendations.

Writers and editors are required to:

• Exercise independent judgment when researching and evaluating financial topics
• Base conclusions on verifiable information and credible sources
• Avoid preferential treatment for any company, product, or service due to commercial relationships

If commercial partnerships exist, they do not affect the editorial content. Sponsored or paid material, when published, is clearly disclosed to readers.

3. Accuracy and Fact-Checking

Zetbanker is committed to publishing accurate, reliable, and verifiable financial information. All content undergoes a structured research and verification process prior to publication.

Our editorial team reviews information using reputable sources such as:

• Official bank and financial institution websites
• Government and regulatory bodies
• Federal Reserve, CFPB, FDIC, SEC, and other federal agencies
• Industry reports and credible financial research
• Verified product documentation and public disclosures

All data, rates, terms, and figures included in articles are checked for accuracy at the time of publication. When information changes, we update content as promptly as possible to reflect current terms and market conditions.

In cases where a source or fact cannot be confirmed, the information will not be published until accuracy is established.

We do not publish content based on speculation, rumors, or unverifiable claims.

4. Editorial Standards and Professional Conduct

Zetbanker adheres to professional journalism ethics and editorial standards to ensure the quality and credibility of all published content. Our editorial team and contributors are expected to maintain professionalism, integrity, and objectivity at all times.

All content must follow the below standards:

• Written in clear, accurate, and professional language
• Free from personal bias, discrimination, or misleading statements
• Based on verified data and financial facts
• Structured to provide balanced and fair analysis
• Presented without sensationalism or false claims

Contributors must prioritize reader benefit and transparency over commercial interest. Opinions, when included, must be supported by credible reasoning and factual context.

Plagiarism, data manipulation, and misrepresentation of information are strictly prohibited. Any violation may result in removal of content and termination of contributor access.

5. Conflicts of Interest

Zetbanker enforces strict conflict-of-interest guidelines to preserve editorial neutrality and reader trust. All contributors, editors, and reviewers must avoid situations where personal, financial, or professional interests could influence editorial judgment.

The following rules apply to all participants in the editorial process:

• Contributors must not publish content about financial products or companies in which they hold a direct financial interest, unless disclosed and approved
• Editorial team members may not accept gifts, payments, incentives, or preferential treatment from financial institutions or product providers
• Partnerships, affiliate relationships, or advertising arrangements do not influence editorial evaluations or recommendations
• Personal opinions or relationships must never affect coverage or product ratings

Any potential conflict must be disclosed immediately to the editorial management team. Failure to disclose conflicts may result in content removal and contributor termination.

6. Affiliate Disclosure Policy

Zetbanker may receive compensation when users click on links or apply for financial products through affiliate partnerships featured on our website. These partnerships support our operations and allow us to provide free financial information to readers.

However, compensation does not influence our editorial content, product evaluations, or recommendations. All editorial reviews and ratings are based on independent research, product features, and consumer value.

To maintain transparency and comply with Federal Trade Commission (FTC) regulations, we clearly disclose affiliate relationships wherever they apply.

The following principles guide our affiliate policy:

• Affiliate links are included only after a product has been independently reviewed
• Compensation does not impact the order in which products appear or are recommended
• Sponsored content is clearly labeled as “Sponsored” or “Advertisement”
• Users are informed when clicking a link may generate revenue for the site

Zetbanker always prioritizes editorial integrity and reader interests over financial incentives.

7. Sponsored Content Policy

Zetbanker may publish sponsored content, paid contributions, or promotional material from third-party partners. Sponsored content helps support our platform and expand the financial resources we offer to readers.

All sponsored material is subject to review and must align with our quality, accuracy, and ethical standards. Sponsored content does not influence or interfere with our independent editorial content.

To ensure transparency and reader trust:

• Sponsored articles will be clearly labeled as “Sponsored,” “Advertisement,” or “Paid Content”
• Sponsorship will be disclosed at the beginning of the article or content section
• Editorial staff will not be required to endorse or recommend any product or service as part of a sponsorship
• Sponsors have no authority to edit or approve our independent editorial content

Any paid content that does not meet Zetbanker’s editorial standards will not be published. Reader trust remains our highest priority.

8. Content Review and Updating Policy

Zetbanker is committed to publishing accurate and up-to-date financial information. Our editorial team regularly reviews and updates content to reflect changes in financial markets, product terms, regulations, and industry data.

All published articles undergo periodic review to ensure accuracy and relevance. Content may be updated for reasons including:

• Changes in interest rates, fees, or financial product features
• New regulatory or government policy updates
• Changes in credit card, banking, and loan eligibility criteria
• Introduction of new financial products or services
• Corrections or clarifications based on verified feedback

When updates are made, the article's “Last Updated” date is refreshed to reflect the most recent review. In cases where older information remains available, historical context is clearly noted.

Zetbanker aims to ensure that readers always have access to current and reliable financial guidance and product information.

9. Fact-Checking and Source Standards

Zetbanker follows a strict fact-checking process to ensure that all published information is accurate, credible, and supported by reliable sources. Our editorial team verifies key facts, financial data, product terms, and regulatory details before publication.

Sources used for verification may include:

• Official bank and financial institution websites
• U.S. government and regulatory agencies such as the CFPB, FDIC, SEC, and Federal Reserve
• Industry research reports and financial publications
• Public legal and regulatory filings
• Verified financial data providers and consumer reporting services

We do not rely on unverified claims, anonymous sources, or speculative information. All financial information is reviewed for accuracy based on the most recent available data at the time of writing.

If an error is identified, it is corrected promptly and transparently. Content integrity and factual accuracy are core priorities at Zetbanker.

10. Use of Expert Review and Professional Input

Zetbanker may engage qualified financial professionals, analysts, and subject matter experts to review content that involves complex financial topics, regulatory matters, investment guidance, or specialized industry knowledge.

Expert review is conducted to ensure:

• Accuracy of financial explanations and product analysis
• Compliance with regulatory standards and financial terminology
• Clarity in presenting complex financial information to readers
• Professional quality and credibility in content results

Expert participation does not influence editorial independence or content recommendations. All expert insights are used solely to strengthen accuracy and reliability for readers.

Where appropriate, content may reference expert sources or include professional citing to reinforce authority and expertise, consistent with ethical publishing practices.

11. Legal and Regulatory Compliance

Zetbanker adheres to all applicable U.S. laws and regulatory guidelines related to publishing, advertising, and financial disclosures. Our content and business practices comply with standards set by federal authorities and industry regulators.

We follow regulatory requirements including, but not limited to:

• Federal Trade Commission (FTC) advertising and affiliate disclosure rules
• Truth-in-advertising and anti-misrepresentation standards
• Consumer Financial Protection Bureau (CFPB) guidelines for financial communication
• Relevant federal and state consumer protection laws

Zetbanker does not provide legal, tax, or personalized financial advice. Content is intended for general educational purposes only, and readers are encouraged to consult licensed professionals for individualized guidance.

We take care to avoid publishing misleading claims, unverified financial advice, or content that could be interpreted as guaranteeing financial results. Our goal is to ensure fair, accurate, and compliant financial education for all users.

12. User Responsibility and Financial Advice Disclaimer

All information published on Zetbanker is provided for general educational and informational purposes only. While we strive to present accurate and reliable financial insights, our content does not constitute personalized financial, investment, legal, or tax advice.

Users are responsible for evaluating the relevance and applicability of the information to their individual financial circumstances. Financial decisions may involve risks, and outcomes can vary depending on personal financial status and market conditions.

Zetbanker recommends consulting with licensed financial advisors, tax professionals, attorneys, or other qualified experts before making decisions related to:

• Loans and credit applications
• Investment strategies
• Tax planning and filings
• Debt management
• Retirement or insurance planning

Zetbanker and its authors, editors, and contributors are not liable for financial losses, legal consequences, or other outcomes resulting from actions taken based on our content.

By using this website, users acknowledge and accept responsibility for their financial decisions and agree not to rely solely on our content for financial guidance.

13. Affiliate Disclosure and Advertising Policy

Zetbanker may receive compensation from financial institutions, affiliate partners, or advertisers when users click on certain links, apply for financial products, or engage with promotional content featured on our website.

Such compensation may influence the placement, prominence, or appearance of product listings and promotional material. However, it does not influence the factual accuracy, editorial integrity, or fairness of our content. We maintain independent editorial control over all articles, reviews, and recommendations.

To comply with Federal Trade Commission (FTC) guidelines, we clearly disclose affiliate relationships and sponsored content when applicable. Any financial relationship or advertisement associated with a product or service will be identified transparently.

Our editorial team does not receive commissions directly, and article content is not written to favor advertisers. Sponsored posts, paid partnerships, and affiliate placements are labeled accordingly to ensure honesty and transparency for our readers.

Users are not obligated to use affiliate links, and choosing to do so does not affect the cost of products or services. Our primary priority is to provide reliable, unbiased financial information to help readers make informed decisions.

14. Diversity, Ethical Conduct, and Workplace Standards

Zetbanker is committed to maintaining a respectful, inclusive, and ethical workplace that values diversity, equal opportunity, and professional integrity. We support fair hiring practices and encourage a culture where all individuals are treated with dignity and respect.

Our editorial and business operations follow strict ethical standards, including:

• Maintaining a workplace free from discrimination and harassment
• Providing equal opportunities regardless of race, gender, religion, nationality, disability, or background
• Promoting transparency, accountability, and professionalism in all business conduct
• Upholding fair labor standards and ethical employment practices
• Respecting the privacy and rights of employees, contractors, and contributors

We believe diverse perspectives strengthen our editorial quality and support better-informed content for our readers. Our team is encouraged to act with honesty, impartiality, and integrity at all times.

Zetbanker does not tolerate unethical conduct, workplace misconduct, discriminatory behavior, or actions that compromise the safety, rights, or dignity of any individual associated with the organization.

15. Copyright and Intellectual Property Policy

All content published on Zetbanker, including articles, text, graphics, images, analysis, reviews, and other proprietary materials, is the intellectual property of Zetbanker unless otherwise stated. Unauthorized reproduction, distribution, modification, or republication of our content is strictly prohibited without prior written consent.

Users may reference or share excerpts of our content for personal or non-commercial use, provided proper attribution and source acknowledgment are given. Commercial reproduction or redistribution of any part of our content requires express written permission from Zetbanker.

We respect the intellectual property rights of others and ensure that any third-party material used on our platform is properly credited and legally sourced. If you believe your copyrighted material has been used without authorization, you may contact us with supporting documentation to request correction or removal.

Misuse of Zetbanker content, including plagiarism or unauthorized duplication, may result in legal action and termination of access to our services.

16. Privacy and Data Protection Commitment

Zetbanker is committed to safeguarding the privacy and personal information of our users. We follow industry-standard security practices and comply with applicable U.S. data protection regulations to ensure that user data is handled responsibly and securely.

We collect, store, and use user data solely for legitimate purposes, such as enhancing user experience, improving website functionality, and delivering relevant content and services. Personal information is never sold or shared with unauthorized third parties.

Any data collection methods used, including cookies or analytics tools, are disclosed in our Privacy Policy. Users may adjust their browser settings or opt-out where applicable.

We take reasonable technical and administrative measures to protect information against unauthorized access, misuse, alteration, or disclosure. However, no digital system is entirely risk-free, and we encourage users to practice safe internet usage.

For detailed information on how data is collected, used, and protected, users should refer to our full Privacy Policy.

17. Updates to This Editorial Policy

Zetbanker reserves the right to update, revise, or modify this Editorial Policy at any time to reflect changes in legal requirements, editorial standards, industry practices, or company operations.

Any updates will be posted on this page with a revised effective date. Continued use of our website after changes are published constitutes acceptance of the updated policy.

We encourage users to review this policy periodically to stay informed about our editorial standards and publishing practices. Significant changes, if applicable, may be communicated separately through announcements or notifications.

Maintaining transparency with our readers is essential to our mission, and we remain committed to upholding high standards of accuracy, accountability, and ethical publishing.