Documents Required for Business Loan with Low Interest Rate

For Sole Proprietorship Business

  1. PAN Card & Aadhaar – ID and address proof of the proprietor.
  2. PAN Card & Aadhaar – ID and address proof of the co-applicant.
  3. GST Certificate – Proof of business registration.(if available)
  4. Trade Licance- 2-3 Years Trade Licance
  5. Bank Statements : Last 6 to 12 Months Bank Statements.
  6. ITR (1–2 years): Demonstrates income and repayment capacity.
  7. Utility Bill or Rent Agreement: Proof of business address.
  8. Photo: Photo of applicant and Co Applicant

 

For Partnership Firm

  1. Partnership Deed – Legal proof of firm formation and partners.
  2. PAN Card (Firm & Partners) – ID proof for tax and credit checks.
  3. GST Certificate / Business License – Valid business registration.
  4. Bank Statements (6–12 months) – Reflects business financial activity.
  5. ITR (Last 2 years) – Supports income verification.
  6. Address Proof – Office utility bill or rental agreement.
  7. Trade Licance- 2-3 Years Trade Licance
  8. Photo: Photo of applicant and Co Applicant

 

For Private Limited Company / LLP

  1. Certificate of Incorporation: Confirms legal registration of company.
  2. PAN & TAN of Company: Required for taxation and loan application.
  3. MoA & AoA / LLP Agreement: Details company objectives and structure.
  4. GST Registration: Business tax registration document.
  5. Director KYC (PAN, Aadhaar): Identity proof of key stakeholders.
  6. Bank Statements (6–12 months): Proves operational turnover.
  7. ITR + Audit Report (Last 2 years): Demonstrates financial health.
  8. Office Address Proof:  Utility bill, lease, or rent agreement.

 

How to Apply for Business Loan with Low Interest Rate

  1. Click on the "Apply Now" Button
    Start your application by clicking the "Apply Now" button visible on this page.
  2. Provide Basic Business Information
    Enter your business name, type, and basic details, then click ‘Submit and Next’.
  3. Fill Out Personal Information
    Enter the applicant's name, contact details, and PAN/Aadhaar info, then click ‘Submit and Next’.
  4. Upload Required Documents
    Upload your business registration, bank statements, and identity proofs, then click ‘Submit and Next’.
  5. Receive Loan Approval Email
    Once reviewed, you will receive an email confirmation of your loan approval.
  6. Confirm Disbursement Details
    Review and confirm your loan amount, EMI plan, and disbursement preferences.
  7. Get Funds in Your Bank Within 24 Hours
    After confirmation, the loan amount will be credited to your account within 24 working hours.