Standard Chartered Bank Personal Loan

Eligibility Criteria for Standard Chartered Bank Personal Loan

Before applying, make sure you meet the basic eligibility for a Standard Chartered Personal Loan. Here’s what you need:

You must be between 21 and 58 years old. This ensures financial maturity and repayment ability.

Both salaried and self-employed individuals can apply. A stable income is a must.

• Salaried: Minimum 1-2 years of work experience
• Self-employed: Proven steady income

You should meet the minimum monthly income criteria. This varies by:

• City or location
• Profession
• Loan amount

A stable income ensures smooth EMI payments.

A good credit score (preferably 750+) boosts approval chances. The bank checks this to evaluate your creditworthiness and repayment history.

For salaried individuals, 1-2 years of consistent employment in the same company or industry is preferred.

Improve your credit score and ensure stable income before applying for better loan terms and lower interest rates.

Features of Standard Chartered Bank Personal Loan

Looking for a flexible and fast personal loan? Here’s why a Standard Chartered personal loan is a smart choice.

Get loans from ₹1 Lakh to ₹50 Lakhs, based on your income and eligibility. Ideal for big or small financial needs.

This is a collateral-free personal loan. No need to pledge property or assets. It's perfect if you want unsecured financing.

Choose repayment terms from 12 to 60 months. Longer tenure means lower EMIs. Adjust it to fit your budget.

Apply online in minutes. Upload documents, complete Video KYC, and get approval without stepping into a branch.

Opt for a loan term of 3, 4, or 5 years, and get a last EMI waiver. This reduces your total repayment.

Apply online and get up to 50% off on processing fees. Save up to ₹30,000, making your loan more affordable.

You don’t need a guarantor. It's a fully unsecured loan, based on your creditworthiness and income.

Check your loan status, EMIs, and payment history anytime via the Standard Chartered login portal. Manage your loan 24x7.

Use a personal loan EMI calculator to plan repayments. Always read the loan terms carefully before applying.

Benefits of Standard Chartered Bank Personal Loan

Thinking of applying for a personal loan? Here’s why a Standard Chartered personal loan is a smart and convenient choice.

The process is fast and simple. Apply online, complete Video KYC, and receive funds in your bank account. No long waits or complicated steps.

Get an unsecured personal loan. No guarantor or asset required. Ideal for individuals without property or financial backing.

Enjoy attractive interest rates starting from 10.99% to 22% per annum. Your rate depends on your credit score, income, and loan tenure.

Choose repayment terms from 12 to 60 months. Select what fits your budget. A longer tenure means lower EMIs, while a shorter one reduces total interest.

Only basic documents are required like ID proof, address proof, and income details. The fully digital process helps you get faster approval.

Use a personal loan EMI calculator to plan your repayments easily.

How to Apply for a Standard Chartered Bank Personal Loan

Applying for a Standard Chartered personal loan is fast and easy. Follow these simple steps:

1. Visit the official Standard Chartered Bank website. You can apply through Zetbanker Instant Personal Loan online application form.
2. Select the Personal Loan option.
3. Fill the online form with your details like name, contact, loan amount, and employment status.
4. Upload essential documents: proof of identity, address, and income.
5. Complete the Video KYC for quick identity verification.
6. Wait for loan approval. Once approved, funds will be credited directly to your bank account.

Keep your documents ready to speed up the application process.